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Financial Position

This section analyses the RWTF’s assets used to conduct its operations and the operating liabilities incurred as a result. Employee related information is disclosed in the People and Relationships section.

2.1 Financial Assets

2020

$

2019

$

2.1A: Cash and cash equivalents

Cash on deposit

1,537,224

972,905

Cash on deposit - investments

2,750,000

2,000,000

Total cash and cash equivalents

4,287,224

2,972,905

Accounting Policy

Cash is recognised at its nominal amount. Cash and cash equivalents includes:

a. Cash on hand;

b. Demand deposits in bank accounts with an original maturity of 3 months or less that are readily convertible to known amounts of cash and subject to insignificant risk of changes in value.

2020

$

2019

$

2.1B: Loans and other receivables

Members loans outstanding (refer Note 6.3)

7,485,166

8,541,316

Group Life insurance claim

15,000

-

Bank interest accrued

6,370

6,601

Total loans and other receivables (gross)

7,506,536

8,547,917

Less impairment allowance

Loans

(20,000)

(20,000)

Total loans and other receivables (net)

7,486,536

8,527,917

Accounting Policy

Financial Assets

Trade receivables, loans and other receivables that are held for the purpose of collecting the contractual cash flows where the cash flows are solely payments of principal and interest, that are not provided at below-market interest rates, are subsequently measured at amortised cost using the effective interest method adjusted for any loss allowance.

Reconciliation of the Impairment Allowance

Movements in relation to 2020

Loans

2020

$

Total

2020

$

As at 1 July 2019

20,000

20,000

Bad debts written off

(10,868)

(10,868)

Amounts recovered and reversed

-

-

Decrease recognised in surplus

10,868

10,868

Total as at 30 June 2020

20,000

20,000

Movements in relation to 2019

Loans

2019

$

Total

2019

$

As at 1 July 2018

53,769

53,769

Bad debts written off

(13,301)

(13,301)

Amounts recovered and reversed

-

-

Increase recognised in surplus

(20,468)

(20,468)

As at 30 June 2019

20,000

20,000

Accounting Policy

Financial assets are assessed for impairment at the end of each reporting period. This assessment has concluded that is risk of default on RWTF loans will remain extremely low, due to the unique environment in which the RWTF operate and as such, no change is required to the impairment allowance.

2.2 Payables

2020

$

2019

$

2.2A: Other payables

Salaries and wages

2,808

1,228

Superannuation

432

356

Other

30,728

20,240

Total other payables

33,968

21,824