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The challenge

Australia is facing a shortage of affordable housing for both purchase and rental, particularly for lower to middle-income households. The number of Australians experiencing homelessness increased by 14 per cent from 2011 to 2016, to an estimated 116,000.1

The reduced housing affordability has led to an increased percentage of the country’s population seeking social housing. However, the supply of social housing stock has not been able to keep up with the country’s growing population, and as many as 206,0002 households are waiting for access to social housing units.

In order to address this need, CHPs play an important part in the Australian housing system, providing accommodation services for people in social and affordable housing. There are currently more than 350 mainstream registered CHPs across Australia, and one of the biggest challenges they face is the funding gap, meaning the difference between revenue gained from sub-market rents and costs of providing social and affordable housing. NHFIC can assist to take some of the funding pressure off CHPs.


  1. Australian Bureau of Statistics, Catalogue Number 2049.0—Census of Population and Housing: Estimating homelessness, 2016.
  2. https://www.ahuri.edu.au/ data/assets/pdf_file/0021/15339/The-opportunity-risks-and-possibilities-of-social-impact-investment- for-housing-and-homelessness-Executive-Summary.pdf