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Our investment options

Table 17. CSC investment options at 30 June 2020

Investment option

Objective

Risk

Minimum suggested timeframe

Target asset allocation including CSCri TRIS (ranges)

CSCri standard target asset allocation (ranges)

Band

Label

Cash (CSS, PSS, MilitarySuper, PSSap, CSCri and ADF Super)

To preserve capital and earn a pre-tax return in line with that of the Bloomberg AusBond Bank Bill Index by investing 100% in cash assets

One

Very low

1 year

Cash 100% (100%)

Cash 100% (100%)

Income Focused (MilitarySuper, PSSap, CSCri and ADF Super)

To outperform the CPI by 2% per annum over 10 years

Three

Low to medium

5 years

Cash 21% (10–100%) Fixed interest 26% (10–100%)

Equities 16% (0–40%)

Property 24% (0–35%)

Infrastructure 1% (0–35%) Alternatives 12% (0–70%)

Cash 30% (10–100%)

Fixed interest 23% (10–100%)

Equities 12% (0–40%)

Property 24% (0–35%)

Infrastructure 1% (0–35%)

Alternatives 10% (0–70%)

Default Fund (CSS/PSS) Balanced (MilitarySuper and CSCri) MySuper Balanced (PSSap and ADF Super)

To outperform the CPI by 3.5% per annum over 10 years

Five

Medium to high

10 years

Cash 4% (0–65%)

Fixed interest 18% (0–65%)

Equities 47% (15–75%)

Property 11% (5–25%)

Infrastructure 1% (0–20%)

Alternatives 19% (0–30%

Cash 15% (0–65%)

Fixed interest 15% (0–65%)

Equities 40% (15–75%)

Property 11% (5–25%)

Infrastructure 1% (0–20%)

Alternatives 18% (0–30%)

Aggressive (MilitarySuper, PSSap, CSCri and ADF Super)

To outperform the CPI by 4.5% per annum over 10 years

Six

High

15 years

Cash 2% (0–35%)

Fixed interest 4% (0–35%)

Equities 67% (20–95%)

Property 16% (0–50%)

Infrastructure 1% (0–50%)

Alternatives 10% (0–70%)

Cash 2% (0–35%)

Fixed interest 6% (0–35%)

Equities 60% (20–95%)

Property 16% (0–50%)

Infrastructure 1% (0–50%)

Alternatives 15% (0–70%)

Note: Investment risk bands and labels (used by CSC’s standard risk measure) are explained in the Investment Options and Risk booklet, which is part of each scheme’s Product Disclosure Statement (PDS).