We continue to look to expand our range of financial services and the role we play in facilitating business and government payments.

We are supporting the eCommerce value chain with a range of digital payment and identity verification options, which has a dual benefit: it is convenient for both the consumer and the merchant, while also reducing the potential for fraud.

We distribute a range of financial services products on behalf of a number of financial institutions and other providers, including insurance companies, Western Union, Travelex and Mastercard. We offer these both on a “white label” basis and in partnership, which provides us the ability to extend the range of financial services we can offer to our customers. This year we simplified our offering to make it easier for our customers to choose, buy and use our products. This included simplifying our pre-paid card range, reducing the number of cards on offer from seven to three.